Senate Bill S8315A

2021-2022 Legislative Session

Prohibits insurers from excluding, limiting, restricting, or reducing coverage on a homeowners' insurance policy based on the breed of dog owned

download bill text pdf

Sponsored By

Archive: Last Bill Status Via A9284 - Passed Senate

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Bill Amendments

2021-S8315 - Details

See Assembly Version of this Bill:
A9284
Law Section:
Insurance Law
Laws Affected:
Amd §3421, Ins L

2021-S8315 - Summary

Prohibits insurers from excluding, limiting, restricting, or reducing coverage on a homeowners' insurance policy based solely on the insured harboring or owning a specific breed of dog.

2021-S8315 - Sponsor Memo

2021-S8315 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   8315
 
                             I N  S E N A T E
 
                             February 11, 2022
                                ___________
 
 Introduced  by Sen. GIANARIS -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  prohibiting  insurers
   from excluding, limiting, restricting, or reducing coverage on a home-
   owners' insurance policy based on the breed of dog owned

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subdivision 1 of section 3421  of  the  insurance  law,  as
 added by chapter 545 of the laws of 2021, is amended to read as follows:
   1.  With  respect  to  homeowners'  insurance  policies  as defined in
 section two thousand three hundred fifty-one of this chapter, no insurer
 shall refuse to issue or renew, cancel, or charge or impose an increased
 premium or  rate  for  such  policy  or  contract,  OR  EXCLUDE,  LIMIT,
 RESTRICT,  OR REDUCE COVERAGE UNDER SUCH POLICY OR CONTRACT based solely
 upon harboring or owning any dog of  a  specific  breed  or  mixture  of
 breeds.
   §  2.  This  act  shall take effect immediately and shall apply to all
 policies issued, renewed, modified, altered or amended on or after  such
 date.
 
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD14699-01-2

co-Sponsors

2021-S8315A (ACTIVE) - Details

See Assembly Version of this Bill:
A9284
Law Section:
Insurance Law
Laws Affected:
Amd §3421, Ins L

2021-S8315A (ACTIVE) - Summary

Prohibits insurers from excluding, limiting, restricting, or reducing coverage on a homeowners' insurance policy based solely on the insured harboring or owning a specific breed of dog.

2021-S8315A (ACTIVE) - Sponsor Memo

2021-S8315A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  8315--A
 
                             I N  S E N A T E
 
                             February 11, 2022
                                ___________
 
 Introduced  by Sen. GIANARIS -- read twice and ordered printed, and when
   printed to be committed to the Committee  on  Insurance  --  committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN  ACT  to amend the insurance law, in relation to prohibiting insurers
   from excluding, limiting, restricting, or reducing coverage on a home-
   owners' insurance policy based on the breed of dog owned
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  1  of  section 3421 of the insurance law, as
 added by chapter 545 of the laws of 2021, is amended to read as follows:
   1. With respect  to  homeowners'  insurance  policies  as  defined  in
 section two thousand three hundred fifty-one of this chapter, no insurer
 shall refuse to issue or renew, cancel, or charge or impose an increased
 premium  or  rate  for  such  policy  or  contract,  OR  EXCLUDE, LIMIT,
 RESTRICT, OR REDUCE COVERAGE UNDER SUCH POLICY OR CONTRACT based  solely
 upon  harboring  or  owning  any  dog  of a specific breed or mixture of
 breeds.
   § 2. This act shall take effect on the ninetieth day  after  it  shall
 have become a law and shall apply to all policies issued, renewed, modi-
 fied, altered or amended on or after such date.
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD14699-02-2

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